Mortgage Calculator

Mortgage EMI Calculator

Home Price (₹) The total cost of the property. Down Payment (₹) Amount paid upfront. Annual Interest Rate (%) Interest charged by the lender. Loan Term (Years) Total loan duration. Property Tax Rate (%) Annual municipal tax. Home Insurance (₹ / Year) Yearly insurance premium. Calculate Mortgage

Calculate to see summary.

How Mortgage EMI Is Calculated

Mortgage EMI depends on:

• Loan amount
• Interest rate
• Loan tenure
• Taxes & insurance

PITI = Principal + Interest + Tax + Insurance

Does EMI include tax?
No, tax is added separately in PITI.

Is down payment mandatory?
Yes, most lenders require it.

Is this calculator exact?
It provides an estimate.